About - Employer Benefit Underwriters, Inc.

Your partners in delivering Medical Stop Loss solutions to meet our mutual clients’ needs

Our expertise is derived directly from industry experience and relationships that span decades.
We take the time to look at each plan individually, understanding no two businesses are alike. It is important to us that we deliver the best value and coverage; we take the time to evaluate your client’s plan document with the Medical Stop Loss Policy / Treaty to avoid coverage gaps due to exclusions, carrier definitions, contractual differences, etc. We are experts that know the market, the success of the businesses we serve is paramount to our success, to that end, we strive to deliver tailored Medical Stop Loss solutions that meet our client’s exact needs.

Meet Our Team

It is our honor and pleasure to serve third party administrators, brokers, consultants and our mutual clients. Our team of professionals looks forward offering you unparalleled experience and service.

PresidentHoward Huneke

Howard is a founding member of Employer Benefit Underwriters (EBU), Inc. established in 1996. With over 40 years of experience, he is a nationally known leader in the medical stop-loss insurance industry.

(386) 274-2600 x 408

Underwriting DirectorBarbara Peeden

Barb has over 30 years of experience in the self-funded arena. She has vast experience in the field of underwriting, working 17 years for a major stop loss carrier. Recently Barb was in on the ground floor of the Reference Based Pricing methodology. Her knowledge in this area will be a great asset to our partners and clients.

(386) 274-2600 x 305

Director of OperationsLaurie Billups

Laurie joined EBU in 1996 as its first employee. She has dual college degrees in Systems Analysis (2001) and English Literature (1989), both earned with honors, and she increased her computer skills during a 3 year stint with the US Army Corps of Engineers even spending a year in Iraq with them setting up computer networks during the rebuilding phase from 2004 to 2005 before returning to EBU as the Office Manager.

(386) 274-2600 x307

AVP Business DevelopmentTina Willenborg

Tina has 35+ years of experience in underwriting, marketing, and sales in the medical stop loss insurance industry. She approaches the constant changing insurance cycles with versatility and adaptability. In addition, she served 3 consecutive terms on the North Carolina Insurance Advisory Board.

Cell: (941) 928-0754
(386) 274-2600 x 414

Claims ManagerAnn Dobranic

Ann joined Employer Benefit Underwriters in 2012. With more than 25 years of claims experience including reinsurance adjudication and auditing, she manages the Claims Department and provides a communication bridge to other departments within EBU and to our clients.

(386) 274-2600

Our Memberships

Memberships have included the following organizations:

Get in Touch

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About Employer Benefit Underwriters, Inc.

Your partners in delivering Medical Stop Loss solutions to meet our mutual clients’ needs

Meet Our Team

Our Memberships

Get in Touch